Read our FAQs
Hiring a Lawyer
Q: Why should I retain Jack Hoyt, or one of the attorneys from Hoyt & Hoyt when there are lots of attorneys out there?
A: Because, unlike many other attorneys, we have been doing nothing but personal-injury work for decades, and we are experienced, trained professionals who will be "in your corner" personally every step of the way.
Q: Why is it important that Jack Hoyt is named a "Super Lawyer"? Doesn't every lawyer think he is a super lawyer?
A: Each year, the attorneys practicing in NJ are asked to vote for who they believe are the top 5% of all attorneys in the state. The results are published in New Jersey Monthly magazine annually. Jack Hoyt has been repeatedly elected a “Super Lawyer" by his fellow attorneys statewide.
Q: Who does the NJ Supreme Court name as a "Certified Civil Trial Attorney" (CCTA)?
A: Only about 2% of all New Jersey lawyers are named to this distinction. 98% of New Jersey attorneys are not CCTAs. It indicates that the attorney, such as Jack Hoyt has extensive training, education and experience, and meets certain high standards of legal competence, and ethical history. He must also pass a rigorous written examination administered by the Supreme Court in order for the Board to certify him.
Q: What does it mean to be a member of the Million-Dollar Advocates Forum?
A: It means that the member of the Forum has been entrusted to handle significant cases which have resulted in verdicts or settlements of $1 million or more.
Q: Why is it important that you used to represent insurance companies, and now you represent injured people against them?
A: Because the chances are, your case will be actually against the insurance company for the person who injured you. For the first 10 years of his career, Jack Hoyt represented these very same insurance companies and knows their methods, the way they handle cases, what they are thinking, etc. This is an enormous advantage that many other attorneys don't have.
Q: Who will actually handle my case?
A: Many law firms initially have you meet with a senior attorney, and then give your case to a junior associate to handle. This will never happen at our firm. If we agree to represent you, the attorney who initially meets with you will be your attorney throughout.
Q: How does a contingency fee agreement work?
A: Contingency fee agreements mean that we are only paid for representing you if we win (settlement or verdict). You pay no retainer or money "up front" or during the case. At the end of the case, you pay a percentage (set by Supreme Court rule) of the settlement or verdict out of the money recovered. Contingent fee agreements allow people who do not have a great deal of money to hire a very good lawyer anyway. They can also be beneficial because they encourage expeditious conclusion of the case (the attorney does not get paid until you do.)
Q: I don't like the idea of suing another person, even though I was badly hurt. What about this?
A: Fortunately, most people are smart enough to buy insurance, and that protects them when they injure someone else, such as you. If Mr. Jones causes a car accident with you, and you are injured, his insurance protects him and pays your claim. Mr. Jones does not. If Mrs. Smith's dog bites you, her homeowners coverage likely will protect you and pay your claim. If a doctor injures you by malpractice, he almost certainly has coverage and the claim will not be paid from his pocket. All of these people have paid large premiums to their insurance companies and, when you make a claim, the insurance company is simply being required to do what it was paid to do, and it agreed to do: pay your claim.
Q: Do you always file suit against the person who injured me, or is there some other way to handle it?
A: We have successfully resolved personal injury cases without ever having to file suit. If your injuries have clearly been caused by the fault or negligence of another person, we are sometimes able to negotiate with that person's insurance company and settle the case without suit. This makes it faster and more agreeable for everyone concerned. It is only when the insurance company is unreasonable in its settlement response, or the case has complicated liability issues, medical issues or other issues that suit must be filed.
Q: I think there are a lot of frivolous lawsuits out there, like the "McDonald's hot coffee case", and I don't want to be thought of as one of those people.
A: In reality, while some frivolous lawsuits are filed, they are very rare, and we do not handle them. We never have, and never will. They are an embarrassment to us as ethical, well-established attorneys. Insurance companies in particular, and people in general know that if someone is represented by our firm, their claim is legitimate, and serious.
Q: If you handle my case, and we win, won’t most of it just go to attorneys fees and taxes anyway?
A: No. Personal-injury awards and recoveries are, by and large completely free of federal and state income tax. It is probably the largest amount of tax-free money you will receive in your life, and must be handled carefully because of that. On the other hand, you do have to pay attorneys fees which are generally 25% of the net recovery for children, and 33% of the recovery for adults. If you do not win, you pay nothing for your attorney.
